PLEASE READ THE FOLLOWING TERMS & CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEB SITE.

All users of this web site agree that access to and use of this web site is subject to the following terms and conditions in addition to all applicable laws. If you do not agree to these terms and conditions, do not use this web site. Additionally, certain pages of this web site may contain additional terms that govern particular features or offers (for example, promotions or contests). In the event that any of the terms and conditions contained herein conflict with such additional terms or other terms and guidelines contained within any particular page of this web site, then the terms and conditions contained herein shall govern and control your access to and the use of this web site.

MODIFICATION OF THESE TERMS OF USE
VertaSource, LLC d/b/a DetroitAtHome.com ("DetroitAtHome.com") reserves the right to change the terms, conditions and notices under which this web site is offered at any time and from time to time without specific notice to you. The latest terms and conditions will be posted on this web site and you are responsible for regularly reviewing these terms and conditions.

PERSONAL AND NON-COMMERCIAL USE LIMITATION
Unless otherwise specified, neither this web site nor any portion of this web site may be reproduced, duplicated, copied, sold or otherwise exploited for any commercial purpose not expressly permitted by DetroitAtHome.com. This is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this without express written permission of DetroitAtHome.com.

NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of this web site, you warrant to DetroitAtHome.com that you will not use this web site for any purpose that is unlawful or prohibited by these terms and conditions. You may not use this web site in any manner which could damage, disable, overburden, or impair this web site or interfere with any other party's use and enjoyment of this web site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through this web site. Harassment in any manner or form on this web site or through this web site is strictly forbidden. Impersonation of others on the web site is prohibited. You may not upload to, distribute, or otherwise publish through the web site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive or illegal, or which may constitute or encourage a criminal offense, violate the rights of any party or which may otherwise give rise to liability or violate any law.

COPYRIGHT
The entire content included in this web site, including but not limited to text, graphics logos, icons, images, audio or software is copyrighted under the United States and international copyright laws, and is the property of DetroitAtHome.com, its content suppliers or DetroitAtHome.com's use thereof has been authorized or licensed by the owner of such content. The compilation of the content of this web site is the exclusive property of DetroitAtHome.com and is protected by United States and international copyright laws. You may display, and subject to any expressly stated restrictions or limitations relating to specific material, download or print portions of the material from the different areas of the web site solely for your own non-commercial use and to register or to access information or content provided by DetroitAtHome.com or its partners for your non-commercial use. Any other use, including but not limited to the reproduction, distribution, display, posting, mirroring, or transmission of the content of this web site is strictly prohibited. You further agree not to change or delete any proprietary notices from materials downloaded from this web site or to modify such materials in any way.

TRADEMARKS
All trademarks, service marks and trade names used herein are proprietary to DetroitAtHome.com and/or are licensed to DetroitAtHome.com. Such trademarks, service marks and trade names are protected by common law and/or federal trademark law and may not be used in violation of DetroitAtHome.com's or any of its licensors' rights.

TYPOGRAPHICAL ERRORS
The content or information included in or available through this web site may include inaccuracies or typographical errors. If any content or information is made inaccurate or incomplete due to typographical errors, DetroitAtHome.com shall have the right to correct such typographical errors and shall not be liable or responsible for any damages resulting therefrom.

LIABILITY DISCLAIMER
DETROITATHOME.COM AND/OR ITS RESPECTIVE PARTNERS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE SUITABILITY, ADEQUACY, USEFULNESS, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THIS WEB SITE OR INFORMATION, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THIS FOR ANY PURPOSE. DETROITATHOME.COM DOES NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED ON THIS WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED OR THAT THIS WEB SITE OR THE SERVER WHICH MAKES THE WEB SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THIS WEB SITE AND ALL SUCH INFORMATION, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT POSSIBLE PURSUANT TO APPLICABLE LAW, DETROITATHOME.COM AND/OR ITS RESPECTIVE PARTNERS HEREBY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, WITH REGARD TO THIS WEB SITE AND SUCH INFORMATION, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY
IN NO EVENT SHALL DETROITATHOME.COM, ITS PARTNERS, OR ANY OTHER PARTY INVOLVED IN CREATING OR DISTRIBUTING THIS WEB SITE BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THIS WEB SITE, WITH ANY DELAY OR INABILITY TO USE THIS WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF DETROITATHOME.COM OR ANY OF ITS PARTNERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

PARTICIPATION DISCLAIMER
DetroitAtHome.com does not and cannot review all communications and materials posted to or created by users accessing the web site and is not in any manner responsible for the content of these communications and materials. You acknowledge that by providing you with the ability to view and distribute user generated content on the web site. DetroitAtHome.com is merely acting as a passive conduit for such distribution and is not undertaking any obligation or liability relating to any contents or activities on the web site. However, DetroitAtHome.com reserves the right to block or remove communications or materials that it determines to be (a) abusive, defamatory, or obscene, (b) fraudulent, deceptive, or misleading, (c) in violation of a copyright, trademark or; other intellectual property right of another or (d) offensive or otherwise unacceptable to DetroitAtHome.com at its sole discretion.

THIRD PARTY SERVICES
We allow access to or advertise third-party merchant sites ("Merchants") form which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by Merchants. Merchants are responsible for all aspects of order processing, fulfillment, billing and customer service. We are not a party to the transactions entered into between you and Merchants. You agree that use of such Merchants is AT YOUR SOLE RISK AND IS WITHOUT WARRANTIES OF ANY KIND BY US, EXPRESSED, IMPLIED OR OTHERWISE INCLUDING WARRANTIES OF TITLE, FITNESS FOR PURPOSE, MERCHANTIBILITY OR NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES ARE WE LIABLE FOR ANY DAMAGES ARISING FROM THE TRANSACTIONS BETWEEN YOU AND MERCHANTS OR FOR ANY INFORMATION APPEARING ON MERCHANT SITES OR ANY OTHER SITE LINKED TO OUR SITE. All rules, policies (including privacy policies) and operating procedures of Merchants will apply to you while on such sites. We are not responsible for information provided by you to Merchants. We and the Merchants are independent contractors and neither party has authority to make any representations or commitments on behalf of the other.

PRIVACY POLICY; CHILDREN
Please review our Privacy Policy, which is a part of the Terms & Conditions of Use, for important information concerning the methods and uses of the information that we collect. You represent and warrant that you are at least 13 years of age and that you possess the legal right to use the site in accordance with the stated terms and conditions. You hereby agree to supervise usage by, and be responsible for the actions of, any minors who use your computer and/or registration account to access this site. If you are under the age of 13 years, your parents must provide us with verifiable consent in order for you to register on this web site. You will be asked for certain information regarding your parents Registration Form which you must complete before you are allowed to register on this web site.

INDEMNIFICATION
You agree to indemnify, defend, and hold harmless DetroitAtHome.com, its officers, directors, employees, agents, licensors and suppliers from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these terms and conditions or any activity related to your use of this web site (including negligent or wrongful conduct) by you or any other person accessing this web site using your computer or Internet account.

LINKS TO THIRD PARTY SITES
This web site may contain links to other web sites ("Linked Sites"). The Linked Sites are not under the control of this web site and DetroitAtHome.com is not responsible for the content of any Linked Site, including without limitation, any link contained in a Linked Site, or any changes or updates to a Linked Site. DetroitAtHome.com is not responsible for webcasting or any other form of transmission received from any Linked Site. DetroitAtHome.com is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by DetroitAtHome.com of the Linked Site or any association with its operators. Linked Sites have separate terms of use and policies. DetroitAtHome.com has no responsibility or liability for policies or actions on Linked Sites or for privacy concerns or content of Linked Sites, and you access them at your own risk.

TERMINATION/ACCESS RESTRICTION
DetroitAtHome.com reserves the right, in its sole discretion, to terminate or refuse your access to this web site and the related services or any portion thereof, or to terminate your accounts at any time, without notice, if DetroitAtHome.com believes that your conduct violates the terms and conditions contained herein or applicable law or is harmful to the interests of DetroitAtHome.com or its partners or other users of this web site. The provisions relating to copyrights, trademarks, disclaimers, limitations of liability, and indemnification shall survive termination.

MISCELLANEOUS
Your use of this web site shall be governed in all respects by the laws of the State of Michigan of the United States of America without regard to conflicts of law principles. You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to this web site shall be in the state or federal courts located in WayneCounty, Michigan (and agree not to commence any litigation relating thereto except in such courts). Any cause of action or claim you may have with respect to this web site must be commenced within one (1) year after the claim or cause of action arises. DetroitAtHome.com's failure to insist upon or enforce strict performance of any provisions of these terms and conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these terms and conditions. DetroitAtHome.com may assign its rights and duties under this Agreement to any party at any time without notice to you.

Use of the web site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation, this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and DetroitAtHome.com as a result of your use of this site. DetroitAtHome.com's performance hereunder is subject to existing laws and legal process, and nothing contained herein shall be construed to be in derogation of DetroitAtHome.com's right or duty to comply with governmental, court and law enforcement requests or requirements relating to your use of this web site or information provided to or gathered by DetroitAtHome.com with respect to such use. If any part of these Terms & Conditions of Use is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms & Conditions of Use shall continue in effect. Unless otherwise specified herein, the Terms & Conditions of Use specified herein constitute the entire agreement between you and DetroitAtHome.com with respect to this web site and it supercedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and DetroitAtHome.com with respect to this web site. A printed version of these Terms & Conditions of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms & Conditions of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.